Academic Year 2023-2024  

  • Title :- Financing the Underserved: A Study of Microfinance with reference to Self-Help Groups-Bank Linkage programmes in India.
    Paper:- presented and published
    Level :- national

    By: mr. avin shah
    Organizer :- Kokan Gyanpeeth Uran College of Commerce & Arts.
    Venue :- E-Conference
    Date: 04/12/2024

    India's economic growth is noteworthy , inspite of that a significant portion of its population still remains out of the formal financial and traditional banking services .The Microfinance Institutions (MFI) have emerged as alternative mechanisms to bridge this gap by offering financial services to the economically marginalised segments by lending small amounts of money as loans or temporary credits that are called microloans or microcredits. Microfinance in India exists for almost 30 years now ,which has been very instrumental to provide financial services especially to women and around millions of poor rural households enabling them to grow their businesses and have high standard of living by improving their incomes. This sector has grown over the years with the regulations and the policy interventions by the government and Reserve Bank of India from time to time. The Self Help Group–Bank Linkage Programme (SHG-BLP) is one of the Microfinance programs that was first introduced by the National Bank for Agriculture and Rural Development (NABARD) in 1992-93.Even today it is instrumental in furthering the financial inclusion across India. This paper is exploratory in nature which tries to study the evolution and growth of the SHG-BLP since its launch. Whether these programs are effective and contribute to any kind of poverty alleviation and empowerment still remains a question. However, the study also identifies several challenges and limitations associated with the SHG-BLP programme, Furthermore, disparities in access to financial services still exists among different demographic groups, particularly women and rural populations. Finally the findings aim to inform policymakers, practitioners, and stakeholders on adopting such strategies to optimize the SHG-BLP's contribution towards inclusive and sustainable development in the country.


  • Title :- The Revolution from Traditional lending to Digital Lending using Artificial Intelligence by banks - A reference to ICICI Bank
    Paper:- presented and published
    Level :- national

    By: mr. avin shah
    Organizer :- Mahatma Night degree College of Arts and Commerce,Chembur
    Venue :- E-Conference
    Date: 03/12/2024

    This paper is a descriptive analysis and explores how the traditional lending decisions have evolved over the time to the digital lending done by the Banks using the Artificial Intelligence (AI). It examines how AI technologies have revolutionized the lending process, which has in turn improved efficiency, accuracy, and risk management by the banks . This has helped the banks to take timely decisions for lending which improves financial inclusion and leads to economic growth. The ICICI bank is one of the early banks to have adopted the AI and going digital. Use of AI in banking including the lending process has greatly impacted ICICI bank which is evident from the fact that in the last decade it has launched various such digital lending applications and platforms. The paper concludes that although AI in banking reduces the time consumed by bankers ,improves accuracy, reduces costs and improves efficiency but at the same time there are concerns regarding Data privacy and security which cannot be ignored.


  • Title :- Chemical degradation study of Strongly Basic Anion Exchange Resin Indion – 810 with variable concentration of peroxide
    Paper:- presented
    Level :- national

    By: ms. mahalaxmi nadar
    Organizer :- VPM'S R Z SHAH COLLEGE OF ARTS SCIENCE AND COMMERCE Mithagar Road, Mulund East- 81
    Venue :- VPM's R Z Shah College of Arts Science and Commerce in association with Centre for International Studies(CIS) on 11th May 2024
    Date: 11/05/2024
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    Participated and Presented an research paper on Chemical degradation study of Strongly Basic Anion Exchange Resin Indion – 810 with variable concentration of peroxide. under Sub- Theme: Pure Sciences


  • Title :- Avvaiyyar: the Significance of the Tamil Poet to Contemporary Indian Society
    Paper:- presented
    Level :- international

    By: mrs. vidya hariharan
    Organizer :- K J Somaiya College of Arts and Commerce
    Venue :- Online
    Date: 09/03/2024

    This paper discussed the importance of the teachings of Avvaiyar the 2nd Century Tamil poet to contemporary Indian Society.


  • Title :- The Anxiety of Homelessness and Disorientation in Jhumpa Lahiri's 'Whereabouts'
    Paper:- presented
    Level :- national

    By: mrs. vidya hariharan
    Organizer :- Gogate-Walke College, Banda
    Venue :- Online
    Date: 17/02/2024

    The paper discussed the themes of anxiety and disorientation spreading in contemporary society due to a feeling of "uncanny" or "not-at-homeness". the uncanny and alienation may define the inevitable human condition, heterotopic or ‘other spaces’ are proliferating and acceptable, threshold spaces can be the alternative to traumatic memories of home; and constant movement can be an alternative to the unheimlich of modernity. One need not be at home in order to feel ‘at home’ anywhere.


  • Title :- Space, Access, Power: an Examination of the Spatialized Nature of Disability through the Works of Edward Soja
    Paper:- presented
    Level :- national

    By: mrs. vidya hariharan
    Organizer :- Department of English, SIES College, Sion West
    Venue :- The Auditorium, SIES College, Sion West
    Date: 08/02/2024

    The paper discussed the difficulties in navigating everyday spaces due to institutional/establishment apathy towards those suffering disabilities and the ways in which spaced can be made user friendly.


  • Title :- Applications of ITS region in fungal DNA barcoding: A Current Perspective
    Paper:- presented
    Level :- international

    By: dr. mahavir gosavi
    Organizer :- International Conference on Biology, Biodiversity & Biotechnology of Fungi, 1st and 2nd December 2023.
    Venue :- SIES College & Association of Fungal Biologists
    Date: 01/12/2023

    Applications of ITS region in fungal DNA barcoding: A Current Perspective


  • Title :- Isolation, Identification and Screening of Cellulolytic Fungi from Soil in Maharashtra Nature Park
    Paper:- presented
    Level :- international

    By: dr. mahavir gosavi
    Organizer :- International Conference on Biology, Biodiversity & Biotechnology of Fungi, 1st and 2nd December 2023.
    Venue :- SIES College & Association of Fungal Biologists
    Date: 01/12/2023

    Isolation, Identification and Screening of Cellulolytic Fungi from Soil in Maharashtra Nature Park


  • Title :- Antibacterial and Antifungal potential of Tridax procumbens
    Paper:- presented
    Level :- international

    By: dr. mahavir gosavi
    Organizer :- International Conference on Biology, Biodiversity & Biotechnology of Fungi, 1st and 2nd December 2023.
    Venue :- SIES College & Association of Fungal Biologists
    Date: 01/12/2023

    Antibacterial and Antifungal potential of Tridax procumbens